Extended auto protection by phone

Factory warranty over? Get ready for the next big repair.

Talk with a vehicle protection specialist about service contract options for your car, truck or SUV. One short call, a free quote and no obligation to buy.

Call for Your Free Quote

Or dial (000) 000-0000

  • Free quote
  • No obligation to buy
  • Terms explained first
Smiling driver with both hands on the steering wheel

Have this handy when you call

  • Year, make and model
  • Approximate mileage
  • Questions about your current coverage
  • Plans for major components
  • Different coverage levels
  • Cars, trucks, SUVs and vans
  • Contract terms in plain English

Why drivers call

Breakdowns happen. Is your budget ready for one?

A vehicle service contract can help pay for eligible repairs after your factory coverage runs out. Here is what a specialist can walk you through on the call.

Major parts, by plan

Many plans focus on the expensive systems: engine, transmission, drivetrain and more. Your contract lists exactly which parts are included.

Mechanical and electrical

Higher coverage levels may add electrical parts, air conditioning and onboard computers. Ask what each level covers on your vehicle.

Plan for big bills

Instead of one surprise repair bill, you can look at a set price for a plan and decide if it fits your monthly budget.

Payment options

Some providers offer monthly payments. Payment schedules and cancellation rules are explained before you sign anything.

Repair shop choices

Your contract says where covered repairs can be done and how the repair shop gets paid. Ask about the shops near you.

Extra benefits on some plans

Certain plans include extras such as roadside help or rental car help. These depend on the provider and the plan you pick.

Used and higher mileage

Options may be available for older vehicles and higher mileage. Eligibility depends on your vehicle's age, mileage and condition.

A quick, free quote

Share a few details about your vehicle on the phone and get a quote. There is no cost to ask and no obligation to buy.

Mechanic in blue coveralls checking an engine bay with a tablet

How it works

What is a vehicle service contract?

People call it an extended car warranty, a used car warranty or an aftermarket protection plan. Technically it is a vehicle service contract. It is a separate agreement that can help pay for covered repairs once your factory coverage ends.

It is not car insurance. Insurance deals with accidents and damage. A service contract deals with parts that break down from normal use, as listed in your contract.

  • Many factory warranties end after a set number of years or miles
  • Shop labor is billed by the hour, and big jobs take many hours
  • Without coverage, the full repair bill is yours to pay
  • A plan can make those costs easier to plan for
Ask a specialist

Repair spotlight

Transmission trouble can hit your budget hard

Slipping, grinding or slow shifts are easy to ignore until they are not. Transmission repairs and replacements are among the most expensive jobs a car owner can face, and some cost more than an older car is worth.

Cutaway of an automatic transmission showing its gears

Warning signs to watch for

  • Rough or jerky gear changes
  • A delay before the car moves after you shift
  • Slipping, grinding or whining sounds
  • The check engine light comes on

Left alone, a small problem can turn into a full rebuild. Without coverage, that cost is all yours.

What a plan may help with

  • Transmission parts listed in the contract
  • Engine components on plans that include them
  • Drivetrain parts on plans that include them
  • Extras like roadside help on select plans
Ask about coverage

Know your car

Big ticket parts worth asking about

These are some of the costliest repairs drivers run into. Whether a part is included depends on the plan level and the contract you choose.

Engine

Internal parts like pistons, crankshaft and timing components. A major engine repair is one of the largest bills an owner can get.

Ask if your plan includes it

Transmission

Moves power from the engine to the wheels. Rebuilds and replacements take skilled labor and expensive parts.

Ask if your plan includes it

AC compressor

The heart of your air conditioning. When it fails in summer, a fix usually means new parts plus a system recharge.

Ask if your plan includes it

Engine computer (ECM or PCM)

Controls fuel, timing and shifting. Replacement often needs programming at the shop on top of the part.

Ask if your plan includes it

Water pump

Keeps coolant moving so the engine does not overheat. A failed pump can lead to bigger engine damage if ignored.

Ask if your plan includes it

Differential

Lets your wheels turn at different speeds in a corner. Worn gears and bearings can be costly to rebuild.

Ask if your plan includes it
See what a plan could cover

Three simple steps

From question to quote in one call

  1. Call a specialist

    Tap the call button. You will speak with a person who can explain how vehicle service contracts work.

  2. Share your vehicle details

    Year, make, model and mileage are usually enough to see which plans your vehicle may qualify for.

  3. Review the options

    Compare coverage levels, price, deductibles and terms. Take your time. You decide if a plan is right for you.

Driver sitting in her car talking on the phone

Questions worth asking on the call

  • Which parts are covered, and which are excluded?
  • Is there a deductible or a waiting period?
  • Where can I take my car for covered repairs?
  • How do payments and cancellations work?

Vehicle lookup

Hundreds of makes and models. Find yours.

From everyday sedans and family SUVs to work trucks and luxury cars, specialists review options for a wide range of vehicles. Pick your make to see popular models, then call for a quote on your exact vehicle.

Models shown are examples only. Listing a make or model does not mean every vehicle or every plan is available. Eligibility depends on the provider, the plan and your vehicle's age, mileage and condition.

Good to know

Questions drivers ask

What can an extended auto warranty cover?

It depends on the plan. Basic plans often focus on the powertrain: engine, transmission and drivetrain. Higher levels may add electrical systems, air conditioning, steering and more. Every contract lists covered parts and exclusions, so read it before you buy.

When does coverage begin?

Start dates vary. Many contracts have a waiting period measured in days, miles or both before claims are accepted. Your specialist can tell you the exact terms for the plan you are considering.

Can I get a plan for a used or higher mileage car?

Often, yes. Plans are available for many used vehicles, including some that are past their factory warranty. Eligibility depends on the vehicle's age, mileage and condition, and on the provider's rules.

How much does a plan cost?

Price depends on your vehicle's make, model, year and mileage, the coverage level and the deductible you choose. The quote is free, and some providers offer monthly payment options.

Where can I get my car repaired?

Your contract explains which repair facilities you can use and how claims are approved and paid. Ask about this on the call if you have a shop you already trust.

Is this a manufacturer warranty or car insurance?

Neither. It is a vehicle service contract, sometimes called an aftermarket or third party warranty. It is backed by a contract provider or administrator, not by your car's manufacturer, and it is not auto insurance.

Can I cancel a plan later?

Cancellation rules, fees and any refund are set in each contract. Ask for these details before you sign so there are no surprises.

See what your vehicle may qualify for

One call is all it takes to see which vehicle service contract options may fit your car and your budget. No cost to ask and no obligation to buy.

Call (000) 000-0000

Read the full contract before buying. Coverage, eligibility and exclusions vary by plan and provider.